No New Federal Stimulus, But States Step Up
As of July 2025, many Americans are wondering about extra financial help to ease the burden of rising costs. The Internal Revenue Service (IRS) has confirmed that no new federal stimulus checks will be issued this month. The last federal payments, known as Economic Impact Payments, ended in 2021, and the deadline to claim any missed payments through the Recovery Rebate Credit passed in April 2025. However, several states are filling the gap by offering their own relief programs, including tax rebates and inflation assistance, to help residents manage expenses like groceries, rent, and utilities. These state-level programs are a lifeline for families facing tough economic times.
State Programs Bring Relief
States like Alaska, New York, and California are rolling out financial aid in July 2025. In Alaska, the Permanent Fund Dividend (PFD) will provide $1,702 per eligible resident, with payments expected around mid-July. New York is distributing STAR credit payments, ranging from $350 to $1,500, to nearly 3 million homeowners, with funds arriving between June and mid-July. California is offering climate relief rebates of up to $725 to help offset living costs. Other states, like Georgia and Florida, are also providing tax rebates or similar benefits throughout the year, though amounts and eligibility vary by state.
Who Qualifies for These Payments?
Eligibility for state relief programs depends on factors like residency, income, and tax filing status. For example, to qualify for Alaska’s PFD, you must have lived in the state for at least one year and applied by March 31, 2025. New York’s STAR program targets homeowners with specific income thresholds, while California’s rebates focus on residents facing inflation-related challenges. To ensure you don’t miss out, check your state’s Department of Revenue website for exact requirements and deadlines. Most programs require you to have filed a recent state tax return and to not be claimed as a dependent by another taxpayer.
Payment Schedule for July 2025
Here’s a quick look at key state payment schedules for July 2025:
| State | Program | Amount | Expected Delivery |
|---|---|---|---|
| Alaska | Permanent Fund Dividend | $1,702 per person | Mid-July 2025 |
| New York | STAR Credit Payments | $350–$1,500 | June to mid-July 2025 |
| California | Climate Relief Rebate | Up to $725 | Summer to Autumn 2025 |
Beware of Scams and Stay Informed
With financial aid programs in the spotlight, scammers are targeting unsuspecting people with fake stimulus check offers. The IRS and Federal Trade Commission warn against sharing personal information through unsolicited texts, emails, or calls. Always verify payment details through official sources like IRS.gov or your state’s revenue department. If you suspect a scam, report it at reportfraud.ftc.gov. Staying updated through trusted news outlets and government websites is the best way to avoid fraud and ensure you receive any payments you’re eligible for.
Looking Ahead
While a fourth federal stimulus check remains unconfirmed, discussions in Congress about new relief measures continue, especially for low-income families, seniors, and those on fixed incomes. Rising inflation and uneven economic recovery are driving these talks, but no legislation has been passed yet. For now, state programs offer critical support. Keep your tax information up to date with the IRS and check your state’s revenue website for local aid opportunities. These steps can help you stay prepared for any future payments and make the most of available financial relief in 2025.